1040 Winston Churchill Blvd, Oakville, ON l6J 7Y4

4.8
Total 522 Reviews
905-823-2626 Book An Appointment

Auto Repair Financing in West Oakville, ON

Auto Repair Financing

Do you find it difficult to pay for unforeseen auto repairs? Lack of funds might make it difficult for you to pay for emergency car repair, which could cause various problems on a personal and professional level.

However, you may get back on the road by gradually paying for expensive repairs with vehicle repair loans. Here are details on eligibility for a vehicle repair loan, common specifications, and other options.

What Is Meant by Auto Repair Financing?

Typically, auto repair financing refers to a loan designed to cover all your vehicle repair costs and genuine maintenance. A vehicle repair loan may be useful in this situation. You can employ auto repair loans, such as personal loans, title loans, payday loans, or payday alternative loans (PAL), to pay for the repairs to your car.

These loans come with their conditions, including different return schedules, interest rates, and fees. They can be secured or unsecured.

Covered Under Auto Repair Loans:

  • Brake replacement parts and labour
  • Tire replacement
  • Parts and labour to pass an emissions inspection
  • Powertrain system repairs
  • Your insurance policy does not cover damage from a car crash

Auto Repair Financing Options

You have several options for car repair loans and financing:

Locate a Lender: Several lenders specialize in personal or auto loans. Banks typically provide personal loans, although extra criteria or drawn-out procedures could exist depending on your credit score, type of loan and loan amount. Certain businesses expressly provide financing for auto repair shops.

Check to see if your technician has financing available at their store. They frequently provide you with offers or possibilities for installment payments. You may first search for one in your neighborhood if your present mechanic doesn’t have one.

Utilize your credit card: Using your credit card is the quickest way to obtain a loan. This is a type of payment that the majority of auto shops and technicians will take. Additionally, they could provide installment plans, which would greatly simplify your life.

What Can An Auto Repair Loan Cover?

These loans often cover everything needed to fix your car as far as coverage is concerned. Changing your transmission, getting new tires, and fixing a cracked windshield are all possible options. Technically, you could utilize this for improvements like new interiors or wheels. The high interest rates, though, could make it a bad decision. Only use this selection for urgent or significant repairs.

Get Auto Repair Financing in West Oakville, ON at Sil’s Auto Care Centre

If you require auto repair financial funds, get in touch with the professionals of Sil’s Auto Care Centre. Here you can get the best financial advice for automotive repair to get your vehicle running smoothly again.

Our Google Reviews

We have 3 cars serviced at Sils and always appreciate their customer experience and quality of work. The team does a great job communicating work to be done with clear descriptions and level of priority. I was recommended to use Sil’s 14 years ago by a friend and recommend to others whenever I can.

David H Sep 9, 2024

Excellent timely service at a reasonable cost. Pleasant staff easy to deal with. Work completed on-time and at quoted cost.

Jim Guest Sep 9, 2024

I reached out to Sil’s regarding having an old car certified. Both Susan and Tommy were helpful and pleasant to deal with. They cleary outlined what needed to be completed. I will be brining my cars back to get serviced.

Cameron Olsen Aug 8, 2024

Excellent service every single time

David Brady Aug 8, 2024

I just needed major engine work on my Honda CRV and as usual, Sil's did a great job! It runs like new. Highly recommended!

Charles Muller Aug 8, 2024

I want to express my gratitude to Carlo and his amazing team for solving the pulling issue with my Lexus. I had taken my car to the dealership multiple times without any success and ended up paying them a couple of times. It reached a point where I was told that the only solution was to replace several parts, with a bill of over $3,000. This didn't make any sense to me until I found this shop and met Carlo. He provided a reasonable explanation and a step-by-step diagnosis, which gave me confidence in his approach. I trusted his shop and got my car fixed for a fraction of what the dealership quoted, without replacing unnecessary parts. Thank you, Carlo

Mahmood Zaid Aug 8, 2024

I have been going to Sil's for about a year for my oil changes and yesterday I took my car over to have the bumper/quarter panel reattached after running over a bicycle. They kindly fit me in and attached/replaced the broken clips and got me on my way without charge. I appreciate the great service and they also offer free drop off and pick up service when leaving your car for an oil change.

Cathy Armstrong Aug 8, 2024

Second time using SIL’s and it won’t be the last. High integrity mechanic I highly recommend.

Sean O'Connor Aug 8, 2024

I had a fantastic experience at Sil’s Auto today! As someone who just moved to this community, I felt very welcomed. Susan is such a kind person—she warmly explained the issues with my car and what repairs were needed, along with the costs involved. With little knowledge of car maintenance, I appreciated that she even wrote down the problems my car had, the parts I needed to buy, and their prices. When I received my car, it was very clean inside. The value here is excellent. I highly recommend Sil’s Auto and will definitely be coming back.

Jocelyn Li Aug 8, 2024

We love Sil's. Their customer service is unparalleled. They work hard to find a solution and give you the best bang for your buck.

A M Aug 8, 2024
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