1040 Winston Churchill Blvd, Oakville, ON l6J 7Y4

4.8
Total 537 Reviews
905-823-2626 Book An Appointment

Auto Repair Financing in Downtown, ON

Auto Repair Financing

Do you find it difficult to pay for unforeseen auto repairs? Lack of funds might make it difficult for you to pay for emergency car repair, which could cause various problems on a personal and professional level.

However, you may get back on the road by gradually paying for expensive repairs with vehicle repair loans. Here are details on eligibility for a vehicle repair loan, common specifications, and other options.

What Is Meant by Auto Repair Financing?

Typically, auto repair financing refers to a loan designed to cover all your vehicle repair costs and genuine maintenance. A vehicle repair loan may be useful in this situation. You can employ auto repair loans, such as personal loans, title loans, payday loans, or payday alternative loans (PAL), to pay for the repairs to your car.

These loans come with their conditions, including different return schedules, interest rates, and fees. They can be secured or unsecured.

Covered Under Auto Repair Loans:

  • Brake replacement parts and labour
  • Tire replacement
  • Parts and labour to pass an emissions inspection
  • Powertrain system repairs
  • Your insurance policy does not cover damage from a car crash

Auto Repair Financing Options

You have several options for car repair loans and financing:

Locate a Lender: Several lenders specialize in personal or auto loans. Banks typically provide personal loans, although extra criteria or drawn-out procedures could exist depending on your credit score, type of loan and loan amount. Certain businesses expressly provide financing for auto repair shops.

Check to see if your technician has financing available at their store. They frequently provide you with offers or possibilities for installment payments. You may first search for one in your neighborhood if your present mechanic doesn’t have one.

Utilize your credit card: Using your credit card is the quickest way to obtain a loan. This is a type of payment that the majority of auto shops and technicians will take. Additionally, they could provide installment plans, which would greatly simplify your life.

What Can An Auto Repair Loan Cover?

These loans often cover everything needed to fix your car as far as coverage is concerned. Changing your transmission, getting new tires, and fixing a cracked windshield are all possible options. Technically, you could utilize this for improvements like new interiors or wheels. The high interest rates, though, could make it a bad decision. Only use this selection for urgent or significant repairs.

Get Auto Repair Financing in Downtown, ON at Sil’s Auto Care Centre

If you require auto repair financial funds, get in touch with the professionals of Sil’s Auto Care Centre. Here you can get the best financial advice for automotive repair to get your vehicle running smoothly again.

Our Google Reviews

Sil's is the only Auto Service provider that our extended family uses (5 cars in total). Whether it's regular maintenance or "emergency" fixes needed, Carlo and his team look after us promptly, and very fairly. Invoices are clearly laid out and there is follow up the next day after each visit to make sure things are good. I would highly recommend Sil's as the place to take your vehicle if you're anywhere in Oakville or Mississauga.

Doug Smith Oct 10, 2024

Best experience Ive had at an auto body shop in my 15 years of driving. First time customer, will be returning for any and all future car needs. Had been running around trying to diagnose a problem with my vehicle across multiple different mechanics, it was a very inconvenient situation having to try and manage dealing with addressing the issue and work life at the same time. Stumbled upon Sil’s online, saw the wonderful reviews it had received and noticed the “shuttle service/loaner vehicle” description, which caught my attention obviously as that would be extremely helpful with not missing any time at work. Right away when you walk in you can see/sense the professionalism, I’ve never seen a front office look in an auto body shop, They take a great deal of pride in their work and the transparency I received (via text and email) after they inspected/diagnosed my car was out of this world. Nothing I’ve ever experienced with other mechanics even came close to the detail. I walked in for the first time a complete stranger had the pleasure of speaking with Carlo, After talking for a few minutes and going for a quick drive with one of the mechanics, I was ready to leave my car in their hands for them to do the job and I was given a loaner vehicle free of charge as a complete stranger just leaving my credit card on file and a photocopy of my ID. This was Monday, My car was ready by noon Wednesday, Driving like new. 11/10Experience, 5 Stars, ect ect, Would hands-down recommend to anyone that would listen to me. Thank you to the whole team at Sil’s from one of what I imagine is MANY satisfied customers.

Jordan Granato Oct 10, 2024

Sil's always does a great job, and they stand behind their work. I would highly recommend them.

KFH Oct 10, 2024

Great service and felt I can really trust this garage to do good work at a good price.

Anil Patel Oct 10, 2024

I took my car to Sils after a very bad experience with our Jeep dealer. They were professional, honest and provided us with exceptional customer service. They will be our go to people for any other car issues we may have. Special shout out to Tommy and John! Nina H

Nina Hundertmark Oct 10, 2024

Went there for my 3rd service,amazing staff,helpful,especially Corey and Susan.So polite and they made sure everything has been checked.Returned the car with care,serviced,vacuumed,air pressure topped up and my car was low on coolant that was filled too.Highly recommended.They definitely got a customer for life with that service.

yatharth rohatgi Sep 9, 2024

I've been a customer of Sil's for 9 yrs and can't imagine taking my cars anywhere else. They're professional, efficient, responsive and fair. Thank you for being awesome!

Azeem Mohammed Sep 9, 2024

The best auto service center, bar none. Great professional staff. Keep you informed as they diagnose your engines issues. Warranty provided on all parts and labour. Few shops provide this level of service and at a fair price.

Richard choronzey Sep 9, 2024

Took my 10 year old CRV in for a Safety Inspection prior to transfer to my son. Service and subsequent advice was expedient and complete. I would easily consider returning for any subsequent service requirement.

Dallas Hortness Sep 9, 2024

The team at Sil’s Complete Auto are awesome - they’re friendly, professional, and honest. I took my car to Sil’s for regular maintenance check and oil change. Service was completed in a timely manner and within quoted price. Car was even washed and vacuumed! Better service than any dealer I’ve been to. I will be coming here for all my automotive work.

Orilius MP Sep 9, 2024
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